The Monthly Bugle - January 2026 Newsletter (Issue #15)
- havenlambert1
- 3 hours ago
- 4 min read
Gold Rush
Metals Reach Record High Prices
Should you be going for gold? Even with a significant pullback this week, gold has had a historic run-up in price over the past year, and at the end of January passed $5000 an ounce for the first time. Silver had also enjoyed a boost to over $100 an ounce, bringing gold and silver valuations to their highest since 1979 (CNN). Investors that have maintained diversified commodity exposure in their portfolio have likely benefitted from this rise.
This "gold rush" is an indicator of market uncertainty. Gold is often considered to be a “safe haven” for investors in times of uncertainty, and recent geopolitical tensions have many worried about market movements. Additionally, other standard safe haven assets have fallen by the wayside, further promoting growth in gold and silver. The US dollar, for example, has weakened over the last year due to lower interest rates (NYT).
But how long will gold’s rally last? Is now the time to turn to gold in your own portfolio, or is this week's volatility a sign that this historic run over? At Reveille, we use our Rules Based Investment Discipline to help block out the noise and ensure you’re making logical investment decisions, instead of acting based on the latest headline. Read more about RBID, and how it can help you reduce risk, here.
A Note On Social Security From Managing Partner Joe Perdue
Beyond the 2.8% cost-of-living adjustment (COLA) recently announced for 2026, several significant shifts in Social Security regulations are set to impact both current retirees and high earners. For those working while receiving benefits, the earnings-test limits are rising, allowing you to earn up to $24,480 before benefits are withheld. High-income professionals should also prepare for a higher tax liability, as the maximum wage cap for Social Security payroll taxes is increasing from $176,100 to $184,500. On the benefit side, the maximum monthly payment for those retiring at age 70 will reach $5,251, reflecting the program's ongoing adjustments to inflation. Furthermore, the cost to earn a Social Security work credit is rising to $1,890, a change particularly relevant for part-time earners still building their eligibility. Understanding these nuances is essential for optimizing your retirement cash flow and tax strategy in the coming year.
In Case You Missed It:
Latest Podcast Episode
In the latest episode of Bugle Notes, Managing Partners Michael Bennicelli, Chad Smith, and Stephen Weitzel discuss the possibility of an AI bubble. What happens when it pops? Tune in on our YouTube or on Spotify to learn more.
Small Caps in 2026
Is 2026 the year small caps begin to outperform? Managing Partners Chad Smith and Stephen Weitzel discuss this possibility in a new YouTube video. Watch now on our channel, and be sure to subscribe for future updates!
Reveille Turns Five
January 15, 2026 was Reveille Wealth Management’s 5th anniversary! Thank you to our clients - we are immensely grateful to you for the trust you continue to place in us. We’ve had an incredible five years, and here’s to many more!
From Our Social Media
Follow us @reveillewealth to keep up to date on all things Reveille!
Around The Office
The Million Dollar Question
Have you heard? Reveille is coming to a screen near you! Tune in on Thursdays at 10 AM to Stock Market TV’s YouTube channel for The Million Dollar Question, a new show hosted by our very own Stephen Weitzel. Each week, Stephen tackles a different financial topic related to investing, financial planning, and more, backed by his two decades of experience as a financial advisor. Whether you’re an investor or a financial advisor yourself, The Million Dollar Question aims to help keep you informed on your way to your financial goals.
Kathleen Intelisano Earns ABFP® Certification
Kathleen Intelisano of the Reveille Florida team recently earned her Accredited Behavioral Finance Professional® certification! This designation focuses on the psychology aspect behind financial decision-making, helping advisors better understand how emotions, habits, and life experiences can impact the choices we make with money while helping clients make confident decisions through every market season.
New Featured Local Artist on Display at Ocala Office
There’s new art on display in our Ocala office, and we’re excited to continue showcasing local artists in partnership with the Marion Cultural Alliance - now featuring the artwork of Art by Kendra, officially up and on display in the office! Stop by to view her beautiful artwork during normal business hours, and stay tuned for a Meet & Greet night coming soon (date TBD)!
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